As business owners in Katy, TX, know, power outages can impact their operations. It’s essential to have an emergency plan for when the lights go out — including having the right commercial insurance coverage. All Around Insurance Agency provides the information you need to protect your business during any power outage.

What Kind of Damage Can Occur During a Power Outage?

Power outages disrupt operations and can cause significant damage to a business’s property — significantly if the outage extends beyond just a few hours. Depending on the duration of the blackout and other factors, companies may suffer from costly damage such as spoiled perishable goods, lost revenue because of disruption of services, equipment malfunctions due to lack of power, or even an entire facility shut down if there are no backup generators to keep things running.

How Does Commercial Insurance Help?

The right commercial insurance coverage minimizes losses during a power outage. Commercial liability insurance helps cover costs associated with damages caused by third parties’ negligence or recklessness. Business interruption insurance covers lost income because of temporary shutdowns resulting from unforeseen disasters such as fires or power outages.

Finally, property damage insurance helps protect against damage incurred by the physical destruction of property or equipment related to a covered loss, such as fire or wind damage, that may occur during an extended power outage.

Contact Us Today

Businesses in Katy, TX need to be prepared for potential power outages to minimize losses while ensuring continued operations throughout any interruption in service. Access to commercial liability, business interruption, and property damage insurance policies is essential for protecting your business against costly damages that can occur during an extended period without electricity.

If you want more information about how All Around Insurance Agency can help you choose the best commercial insurance coverage, contact us today!