Do You Need to Insure Your RV When You’re Not Using It?

Many people own RVs, and they all use them differently. You might take yours out a few times a year for trips or only for one big trip in the summer. Your neighbor might use theirs very differently; some people even live in their RVs full-time. If you’re in the Katy, TX area and unsure about your RV insurance needs, All Around Insurance Agency is here to help you make the most of your policy and protect your interests.

You might consider canceling the coverage on your RV when it’s not in use because it’s just sitting in your yard or driveway or a storage facility. It’s understandable why you’d consider that, but it’s also not recommended. Even if you’re not driving anywhere, your RV can still be at risk of loss through theft and other forms of damage. That’s why we recommend keeping your RV insured even when it’s not being used, for protection and peace of mind.

One way we can help is by finding you the best policy for your current needs. That includes making sure your RV has the right type and level of protection whether you’re using it or not. It may be possible to adjust your coverage for the times when it’s going to sit in storage or your driveway for months, but making sure you still have a policy that protects it during that time is vital to keeping it safe and reducing risk.

Contact our team today at All Around Insurance Agency if you’re in the Katy, TX area and looking for RV insurance. Whether you need a new policy or just some updates to your current one, our agents are here for you.