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Does Texas require full coverage boat insurance? No. But if you’re one of the many boat owners in the Katy, TX area, you know that protecting your investment is essential. That’s why comprehensive coverage is a good idea.
What Does Comprehensive Insurance Include?
It covers your boat for damages not caused by collision or capsizing. So, you’re covered if your boat is damaged in a fire, stolen, or vandalized. It also covers you for damages caused by animals, weather events, and more. Many people don’t think about the problems wildlife in the ocean or lake can cause their boat. But comprehensive coverage protects you from those risks so you can relax and enjoy your time on the water.
Comprehensive Coverage Protects More Than Your Boat
It also protects you from liability if an injury occurs while on your boat. Your comprehensive coverage will help pay for their medical bills and other damages if you’re found at fault. This protection is essential because it can help avoid a lawsuit or financial ruin.
The All Around Insurance Agency can help you find the right comprehensive coverage for your boat so you can relax and enjoy your time on the water.
How Much Does Whole Coverage Insurance Cost?
The cost depends on a few factors, including the value of your boat, your deductible, and the state you live in. You may save money on your premium by increasing your deductible. You also need to check with your lender to see how much coverage they require if you have a loan.
The best way to determine how much comprehensive coverage will cost you is to get a quote from the All Around Insurance Agency in Katy, TX.
