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Signing up for the right insurance coverage for your individual needs provides peace of mind. This is especially true if you include umbrella insurance that goes above and beyond your standard policy. At All Around Insurance Agency, we can help Katy, TX, residents who want to know more about what umbrella insurance covers and if they need it to be fully insured.
What is Umbrella Insurance and When should you Get It?
Umbrella insurance is aptly named as it serves as a safety feature in the event of an accident. This could involve payments for repairs and medical bills.
A claim may be filed against you due to an accident with a vehicle or multiple vehicles. A visitor to your home is hurt in your yard, or someone trips and falls in your home. If your dog bites someone, this, too, can result in a claim.
Home and auto insurance policies have a limit on liability coverage, and once the limit is reached, you are responsible for the remainder. With an umbrella insurance policy in place, you can ensure your assets are safe by having additional coverage. On average, umbrella policies begin at around $300,000 and pay out as much as $1 million.
An umbrella policy pays for property damage, medical bills, and auto claims for underinsured or uninsured motorists. Another benefit of umbrella insurance is everyone in your household is covered.
Contact All Around Insurance Agency in Katy, TX
At All Around Insurance Agency, our team of qualified agents is experienced in explaining why an umbrella policy may or may not be right for Katy, TX, residents. Call us directly and let one of our agents walk you through the umbrella process from start to finish so that you can make an informed decision.
